CAP Debt Help

We’re here to help!

Our friendly, specialist debt help services are FREE and local to you.

Christina is our Debt Centre manager in Hemel Hempstead, along with 3 other debt coaches, who are here to help.

Call this freephone number: 0800 328 0006  to book an appointment and start your journey out of debt today


Christina – CAP Debt Centre Manager

Our Debt Coach Team

David Kerry

CAP Debt Coach

Sharon Boyall

CAP Debt Coach

Annette Hobbs

CAP Debt Coach

CAP Services are FREE!
Sometimes we need a bit of support to get life on the right track

As well as  CAP Debt Counselling we also offer courses to empower, equip & enable you to live your best life!

CAP LIFE SKILLS

CAP MONEY

Courses take place either in person or online and are FREE to join.

All of the CAP Service Coaches are trained, welcoming and friendly.  We’re here to help!


CAP Money Course

The CAP Money Course is a free course that will teach you budgeting skills and a simple, cash-based system that REALLY works! In just a few weeks, you will get to grips with your finances, learn to budget, save and prevent debt.

Whether you are organised or whether it’s like a lucky dip each time you try to withdraw cash from your account, the CAP Money Course will help you take complete control of your finances
Contact us at

Courses available NOW – Limited Spaces

CAP Money Team
CAP Life Skills

We know that when money is tight, it affects way more than just your weekly budget. CAP Life Skills  is designed to enable you to tackle life and discover new ways to thrive.

Our friendly, welcoming course will boost your confidence and give you decision making skills.

We equip you with practical skills, such as 

MONEY SAVING TECHNIQUES

COOKING ON A BUDGET

HEALTHY LIVING

and more!

To find out more, contact Pauline at

paulinebowles@capuk.org


Pauline Bowles – Head of Life Skills